Cigna Medicare Supplement Plan G 2021
A stable company known for its expansive growth across the United States, Cigna is a popular choice among seniors who are looking for medical insurance plans from a trusted provider. Among its line up of healthcare plans, the Cigna Medicare Supplement Plan G 2021 is poised to become the most in-demand plan in the coming year.
The reason behind its popularity is because Plan G is packed with coverage that provides a lot of healthcare value for its plan-holder. It covers most medical expenses that people pay from their own pockets, enabling them to save hundreds of dollars from their healthcare costs.
Having only an Original Medicare to cover the cost of healthcare and medical services will leave you with some expenses to pay on your own. These coverage gaps include Medicare Part A and Part B deductibles and co-payments, which are pretty costly out-of-pocket expenses. A Medicare Supplement plan does an excellent job of complementing the coverage of Original Medicare. Some people also call this medical insurance plan as ‘Medigap’ because it helps fill in coverage gaps and provide additional ones.
Medicare Supplement Plan G covers quite a long list of supplemental medical expenses not included in the Original Medicare. However, for a Medicare Supplement plan to work, you first need to have the coverage of Original Medicare. There are no overlapping coverages between the two Medicare plans. They complement each other, just like what we previously mentioned. Having both will help lessen your medical expenses.
The Medicare Supplement plan will give excellent coverage for those people who have a reasonably good health condition, as well as to those persons who have serious medical problems. It shields them from the worries brought by an emergency that will require immediate medical attention. It will give them peace of mind and security that no matter what happens, they will always receive the kind of healthcare and medical services they will need.
Cigna Medicare Supplement Plan G is also reasonably priced, making it one of the most popular among all plans in the line-up. Medicare allows Cigna and other insurance providers to set their rates for the insurance plans that they are offering. Each plan will cost differently depending on the provider, so it is essential that you compare each plan and see which among these plans will give you a good deal. Medicare Supplement Plan G and Plan F are almost the same except that Plan F is usually priced higher than Plan G.
If you compare the two plans, you will notice that the only item in Plan F not included in Plan G is the Part B deductible, which will cost around $185 a year. Paying for such amount, in addition to the cost of the plan, will still make Plan G a better choice.
Such is a reason why we consider Plan G as the better deal. It covers a lot but costs lower than other plans offering almost the same range of benefits. It takes care of Medicare Part A and B co-payments and Part A deductible. It also covers the Part B excess charges incurred that your Medicare coverage will not take care of. It will also cover you for the remaining three pints of blood every year that Original Medicare does not cover. Other benefits of Plan G include coverage for hospice care and nursing care coinsurance and the cost of foreign travel exchange, which covers up to 80% of the cost of emergency medical transportation outside US borders.
Considering all the benefits it provides, you are getting much coverage from Medicare Supplement Plan G. If you are getting one for the coming year, then you will belong to a significant number of people who feel the security provided by the plan.
If you buy this plan from Cigna, you will also get access to the resources, strength, and stability of a large company.
Cigna sells its plan in different states through smaller subsidiaries. No matter if people bought the insurance from a subsidiary or directly from Cigna, they will still enjoy the quality of Cigna’s service.
While it does not offer the entire range of Medicare Supplement plans, it has a carefully selected set of plan options, which the company considers as the best ones to provide what its customers need.
However, it is essential to note that Cigna may change the line-up of plans it offers, so it is best to check for these changes from time to time. If you think that their offerings are not the best ones for this year, it probably will be for the coming years.
Cigna Medicare Supplement Plan G 2021 may just be the perfect plan you will need to cut your healthcare expenses. But do not just take our word for it—see for yourself. Compare Cigna’s policies with other insurance providers so you can make a better decision.