Mutual of Omaha Medicare Supplement
Are you wondering what Mutual of Omaha can offer? If you are looking for health insurance, this company offers some of the most competitive rates around. Not to mention they have been providing seniors with Medicare Supplement plans for over 50 years. If you are looking to get help for leftover costs by Medicare, then you should consider a Mutual of Omaha Medicare Supplement plan.
With a plan from this insurer, you can expect quality service, great coverage, reasonable rates, and the peace of mind that comes with a supplement plan. Many find that Mutual of Omaha saves them hundreds per month compared to some of the other companies.
What Does Medicare Supplement Offer?
There are a lot of seniors out there that find a supplement plan to be very valuable. They offer a simple way for common costs associated with medical care to be taken care of. This reduces the number of bills to keep up with, payments to make, and all the hassle of sending payment to multiple doctors or hospitals. Instead, Medicare Supplement plans to take care of all that for you.
It will cover many expenses such as annual deductibles for Medicare Part A, copayments, and coinsurance for Part A and Part B. It even covers hospice care, three pints of blood and some plans cover excess charges. An excess charge occurs when a doctor does not fully accept Medicare for the invoice and can charge up to 15% of the bill in excess charges.
If you have a medical emergency that requires transportation to another country, a Supplement plan can help cover up to 80% of the costs for that too. You may notice that some of the Traditional Medicare benefits are covered by a Supplement plan. They actually cover the expenses that are left behind after Medicare covers 80%. This leaves seniors with 20% out of pocket that can quickly add up to a large sum. For instance, Medicare will cover pints of blood needed in transfusions or emergencies, but leave the cost of 3 bags to the individual. A Medicare Supplement plan covers those.
Basically, a Supplement plan works with the Traditional Medicare Part A and Part B to provide more coverage and with some plans, full coverage.
How To Maintain Low Plan Costs
While Medicare has designed the plans and regulates what benefits it must cover, insurance companies are allowed to set their own rates for each plan. This means that you will find the same letter plan at different prices between companies. Sometimes these prices will be similar; other times, they can have a large gap. However, this doesn’t mean they offer any more or fewer benefits. Medicare requires all plans to cover the same base benefits, no matter how much the premium is. What some insurance companies do is pad the plan with added benefits for more value.
If you want to be sure that you get the right plan that provides the coverage you need for your medical conditions and at the best rate possible, let us help. We offer a ton of free resources and information through our website so you can make an educated choice. Additionally, our free search comparison tool allows you to check what plans and rates are available in your area. If you have any questions, we have a team of professional healthcare insurance agents waiting to assist you too.
Once you have chosen and enrolled in a plan, it can be hard to back out or switch plans. Usually, you will have to wait until your term is up and can only switch during the annual open enrollment period between October 15th and December 7th each year. Because of that, you want to be sure you make the right choice the first time. Even a small amount saved each month can add up over the course of a year.
Why Choose Mutual of Omaha Medicare Supplement
Comparing plans and insurers is an important step to finding the right plan for your needs. Mutual of Omaha set their rates to be competitive and often lower than the competition. They also pick which plans to include int heir lineup for customers, which are usually cover a range of medical needs. However, they cannot change these plans to create individual packages. But, they may have plans other providers do not offer, so we suggest checking into what they offer during your research.
There is more that makes Mutual of Omaha stand out among the crowd, not just their pricing structure. They provide many other benefits and perks for members, in addition to the basic benefits included in the Medicare Supplement plan. These are extra perks offered at no additional cost to add value to the plan you choose. Some of the perks can include access to medical professionals 24/7, custom health plans, discounts, and more. To determine what additional benefits they currently offer and figure out if they are the right company for you, it is recommended to call and speak to one of their agents.
Mutual of Omaha has grown to be a very large company offering insurance nationwide. They have a lineup that is diverse, competitive pricing, and a decent network. They have also gained a trusted reputation and offer quality customer service that is helpful when needed.
If you are looking into getting extra healthcare coverage, we suggest checking into a Mutual of Omaha Medicare Supplement plan. They may be able to save you hundreds every year, if not more. Use the free resources and tools on our website to make the right choice after comparing the rates and plans. If you still have any questions, we are here to help answer any questions and make sure that you get the most coverage at an affordable rate.